Retire With Clarity. Protect Wealth. Pay Less in taxes.
Why retirees choose Cedar Forge Financial
Get The Understanding You Deserve
At Cedar Forge Financial, we help ensure retirees that the less tax you pay each year in retirement, the longer your money may last.
At Cedar Forge Financial, we specialize in helping individuals and families aged 55 to 75 gain the security, control, and peace of mind they deserve. While many financial advisors focus solely on market growth—a strategy that may suit younger investors—we understand that once you’re nearing or entering retirement, protecting what you’ve built becomes just as important as growing it.
We address the key concerns that keep you up at night: outliving your money, rising healthcare costs, and unpredictable market swings. Through thoughtful, personalized planning, we help you create a strategy that supports your lifestyle today and builds a lasting legacy for tomorrow.
The result? Peace of mind. Sleep soundly knowing your retirement is secure and your money is working for you. Travel more. Drive the car you want. Own a second home. Spend time with loved ones—without financial worry.
Cedar Forge Financial
Interested in attending a complimentary educational retirement planning seminar or event?
At Cedar Forge Financial, we want to equip you with the insights and resources necessary for a prosperous retirement journey. Join one of our workshops today and embark on the path to your retirement dreams.
Justin Pinkston
CEO & Retirement Consultant
With over 20 years of experience in the financial industry, Justin Pinkston has built his career on helping families turn financial uncertainty into lasting confidence. As CEO and Retirement Consultant at Cedar Forge Financial, he specializes in retirement income planning, tax minimization, Social Security optimization, and legacy strategies designed to protect wealth and provide lifelong peace of mind.
Justin began his career in 2003 with Wachovia Securities, where he gained a deep understanding of the complexities clients face when navigating financial decisions. That early experience inspired him to create a firm that combines Wall Street-level expertise with Main Street-level care—offering independent, customized strategies focused solely on his clients’ best interests. His philosophy is simple: wealth without a plan leads to uncertainty, but wealth with a plan creates freedom.
A lifelong resident of Richmond, Virginia, Justin is a devoted husband and father of four. His greatest motivation comes from his family, and the same values that guide him at home—faith, discipline, and preparation—shape how he serves his clients. Beyond work, he’s actively involved in his community through church, youth athletics, and educational initiatives, believing that strong families build strong communities.
For Justin, financial planning isn’t just about managing money—it’s about helping families protect their future, live with confidence, and create legacies that last for generations.
